I wouldn't want it any other way - For me, Christmas is more about spending time and creating happy memories with loved ones than about presents. But I love giving gifts, and I still want to hand out some pretty packages over Christmas this year.
So how will I cope financially and still make sure no-one misses out?
Here's my plan:
So that's my budget-conscious-but-still-in-the-spirit-of-giving Christmas Plan for this year.
How do you organise your gift giving?
P.S If the picture above is yours and you would like me to remove it, please let me know :)